Childcare Cost Calculator
Estimate your childcare costs after Child Care Subsidy (CCS). Calculate how much you'll pay out-of-pocket based on your family income and care needs.
Your Details
$
Annual combined adjusted taxable income
$
Your Childcare Costs
CCS Percentage
75%
Weekly Subsidy
$315
Weekly Out-of-Pocket
$105
Annual Out-of-Pocket
$5,460
Cost Breakdown
Gross Weekly Fee: $420
Hourly Rate Cap Used: $14.29/hr
Capped Weekly Amount: $411.90
Annual Gross Cost: $21,840
Annual Subsidy: -$16,380
You Pay: $5,460/year
Cost Breakdown
Child Care Subsidy Rates (July 2024)
| Family Income | Subsidy % | Notes |
|---|---|---|
| $0 - $85,279 | 90% | Maximum subsidy |
| $85,280 - $185,279 | 90% - 70% | Tapers down 1% per $5,000 |
| $185,280 - $535,279 | 70% - 0% | Continues to taper 1% per $5,000 |
| $535,279+ | 0% | No subsidy |
Hourly Rate Caps (from 7 Jul 2025, FY 2025-26)
- - Centre-Based Care: $14.29/hr
- - Family Day Care: $13.56/hr
- - Outside School Hours: $13.26/hr
- - In-Home Care: $39.80/hr
Higher CCS for 2+ Children
- - Second child: up to 95% subsidy
- - Third+ child: even higher rates
- - Only for age 5 and under in care
- - Automatically applied