FIRE Calculator
Calculate your path to Financial Independence and Early Retirement. See your FIRE number and when you can achieve freedom.
Your Financial Situation
Income & Savings
$
$
$
Assumptions
Your FIRE Number
$1,500,000
Savings Rate
40%
Years to FIRE
12.3
FIRE Age
42
Progress to FIRE 10%
$0 $1,500,000
Net Worth Projection
Annual Savings
$40,000
Monthly Savings
$3,333
Amount Needed
$1,350,000
FIRE Date
2037
Types of FIRE
How Savings Rate Affects Your Journey
| Savings Rate | Annual Savings | Years to FIRE | FIRE Age |
|---|
How to Speed Up FIRE
- • Increase income (side hustles, promotions)
- • Reduce expenses (housing, transport)
- • Optimize investments (low-cost index funds)
- • Geographic arbitrage (lower cost locations)
- • Tax optimization (super, offsets)
Australian FIRE Considerations
- • Super is locked until preservation age (60)
- • Age Pension available at 67
- • Healthcare via Medicare
- • Consider both super and non-super investments
- • Plan for sequence of returns risk